Retirement Planning

A pension is money you'll use to live on when you retire. Most people get a State Pension but this only provides for your very basic needs and the state pension age continues to rise. For some, it’s now 68. To make sure you have the standard of living you want in your retirement it's best to save some of what you earn now, in order to enjoy your retirement. A pension is the foundation of retirement planning.

At Howarth Financial Services we can help you plan for your retirement by giving advice on your pensions and helping you achieve the level of income you may need.

We offer advice on:

  • Stakeholder pensions
  • Individual Personal Pensions
  • Options at retirement
  • SIPPs
  • General Pension advice
  • Consolidating your pensions

Please note: The value of investments can fall as well as rise. You may get back less than you invested.